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Administrators of boutique retirement packages since 1991

What we offer

Multilect’s open investment architecture offers bespoke asset managers, independent financial planners, private investors, and employers customisable options for retirement investing.
We provide the administrative playground – you decide on the play.

Financial advisors

Do limited investment options restrict your or your clients’ choice? Can you easily change investment managers? Multilect priority is efficient administration. So, use our open investment architecture to create uniquely befitting investment strategies for your clients. Whether you need a multi-manager or CIS, a single investment portfolio or multiple investment portfolios, single funding or split funding, CIS or personal share portfolios, index funds or active funds, we create the administrative fit for your needs.

Company Retirement Funds and Employee Benefit Consultants

Whether you have a stand-alone fund, require an umbrella fund or wish to participate in a top-hat arrangement, Multilect provides you the administration platform plus an open investment architecture. Use bespoke solutions for members or groups of members. Provide different risk strategies on a single platform.

Private Investors

For the high net-worth investor who requires a specialized and personalized level of service, Multilect offers a boutique approach to managing your retirement wealth.

Asset managers

Open a new market – move into the retirement space using your boutique investment portfolios for your client’s retirement investment portfolio. Create a personalised share portfolio or segregated portfolios for individuals or groups. Your options are virtually unlimited.


Our Products

Your retirement objectives can be met via membership of an umbrella provident fund, preservation provident/pension fund, retirement annuity or living annuity. Tracking your retirement objectives is done via a specially designed system that provides a full transaction history and calculates annual growth.

Senior Tips

Finding you ways to save money


Cradle of Humankind

The 2017 admission fee to Maropeng, the official visitor centre of the Cradle of Humankind World Heritage Site, is R65 for pensioners, instead of R120.


Abloom Bush Lodge & Spa Retreat

Abloom Bush Lodge & Spa Retreat in Cullinan, just outside Pretoria, offers spa treatments, unique dining experiences and luxurious overnight accommodation. 



Intercape offers a 15% discount to all senior citizens over 60 years.


Shosholoza Meyl

Senior citizens who are 60 years and older travelling in the tourist class get a discount during off-peak periods. 

Latest News

Latest trends


View of Steinhoff and impact on Prudential portfolios

Prudential has maintained a high-profile negative view on Steinhoff over many years. Our key concerns related to its weak balance sheet, poor quality earnings that did not translate to cashflow, an extraordinarily low tax rate and a highly acquisitive strategy funded by the prolific supply of low cost debt and equity funding.


AllanGray: How has your investment been impacted by the fall in the price of Steinhoff?

Apart from a brief period in 2013, we have not owned Steinhoff on behalf of our clients. Often the stock looked cheap, but our analysis of the fundamentals of the business raised questions and we decided that we were not being compensated for the risks and uncertainties.